A. B. Nicholas (ABN) is a private Washington D.C.-based firm that works solely with securities-backed financing managed by licensed U. S. institutions and fully licensed lender advisors within those institutions. Though founded technically in 2008, its roots go back to the financial consulting firm SAS Associates, founded in 1998. ABN specializes in financing for the franchise, business, and commercial real estate markets using securities as collateral for feature-rich, custom, wholesale lending shaped to meet the needs of our market space, although our financing can be used for any legal purpose.A. B. Nicholas programs require that clients retain full control and ownership of their assets at all times, and that those assets are never sold to fund their credit line. Our leveraged credit lines for securities resemble a standard brokerage account at any major institution, with the sole practical difference being that a lien is placed on the account by the banking division of the institution to secure the cash it has provided to you. Our main role at A. B. Nicholas is to put you in a position of sufficient knowledge to determine whether the programs we offer meet your requirements, and to ensure that your collateral meets the lending institution’s requirements. .