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BOND Community Federal Credit Union

BOND Community Federal Credit Union


433 Moreland Ave NE, Atlanta, GA 30307, USA.

Contact Info

Highlights : Credit Card, Auto Loan, Home Loan, Personal Loan, Secured Loan

Services : Personal Checking, Business Checking

About Business

We've served Little Five Points (originally the Bass neighborhood) and its surrounding communities for over forty years. Many people are unaware that these neighborhoods once struggled with quite a bit of turmoil.

This area was quite affluent during the early 20th Century, especially Inman Park; with luxurious homes and close proximity to town, people flocked to buy property here. However, after the Great Depression, the community went through a steady decline in home ownership and quality of life; by 1965, it had all but fallen into urban decay. Violent thugs, drug dealers, and slumlords were actively destroying what was once a well-respected part of Atlanta. It didn't help that city officials were also trying to rezone and demolish as much of the area as it could.

By 1970, the local citizens decided they’d had enough. They formed coalitions, acquired funding, organized demonstrations, and united for a common cause: to take the neighborhood back. These folks knew that buying property and opening businesses would help make this area a great place to live again. One such group was named the Bass Organization for Neighborhood Development - or “BOND” for short. They had a bright idea: if banks in the area were focused on profits and resisted giving mortgage loans to locals, they’d form their own financial institution. Word spread quickly…

BOND Community Federal Credit Union was officially chartered in 1972 as a not-for-profit, member-owned financial institution. It had taken over two years of tenacity and a $2500 loan from the local Mennonite Church to convince NCUA (our national regulatory agency) of our worth. Our first "office" was a humble kitchen in a neighbor’s home; our founders actually sold peaches in the streets of Atlanta to pay the first year’s dividends - or interest earned - on members’ deposits. Though it took a few more years to progress, BOND Community FCU eventually developed well beyond its original purpose of providing neighborhood denizens with savings accounts and mortgages.

We are now 5000 members strong with approximately $40 million in assets. We’ve lent out over $157 million dollars since our inception. Just a small cog in the gears of positive change, BOND has expanded its coverage to over a dozen unique Atlanta neighborhoods as a certified Community Development Financial Institution (CDFI), supporting local initiatives such as events/festivals, in-school banking, funding drives & donations, Atlanta Habitat for Humanity, Children’s Miracle Network, and more.

Our loan portfolio now includes many more options, such as auto loans and no-bull credit cards. We boast personal and business checking accounts with little or no monthly fees, and we take great pride in offering free certified financial counseling. Our members also enjoy unprecedented account access on par with big, national banks. Heck… with online banking, 5000+ branches (called “Shared Service Centers”) and 70000 free ATMs worldwide, we can safely say we’re BETTER than big national banks.

Much as we once were, you are tired of being a voiceless consumer. You want to bank with a distinctive institution that has as much character as you do, offers 24/7 service every day of the year, and also cares about you and your community. That's how we began, and that's who we are. BOND Community Federal Credit Union.

Local… Wherever You Go.

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