We want a long-term relationship with our clients.
We are not (only) stockbrokers; therefore, we are not transaction-oriented.
We offer a no-obligation introductory meeting.
We will estimate the financial planning fee after our introductory appointment.
We require a deposit of one-half the planning fee when we do a financial plan.
Financial planning requires several appointments.
We charge hourly or flat fees for many services.
Management fee is a percentage of the portfolio(s) managed.
We invest in a variety of investments, none of which “lock the money up”.
The assets are held at a discount broker (usually Schwab or Ameritrade).
Management begins when the assets are received.
Our first quarterly fee is based on the first full quarter in which we manage.
Transfer of assets usually requires three to six weeks.
Management fees are deducted directly from the account(s).