Why choose Alerus Mortgage?
1. We offer the best of both worlds: the power and stability of a bank, and the flexibility and independence of a broker. We have access to all major investors and actively shop around for the best, most competitive products for our clients. We take great pride in finding the right blend of terms, rates and fees to meet each client’s goals.
2. We provide a to-the-penny Closing Cost Guarantee. This means that our clients can confidently go to their closing without a fear of surprises. Should our closing cost estimate be off, we’ll pay the difference. Really.
3. Being able to close our own mortgages eliminates delays. In fact, we’ve never failed to close a loan on time that we’ve approved due to failure on our part. That’s right: never!
4. We back our approvals with a $10,000 guarantee that the loan will close; we’re the only lender in town that puts money behind that promise. This powerful guarantee can really hold weight when it’s time to present an offer on a home. (Paid to the seller if Alerus Mortgage is unable to close based on the terms of our approval letter.)
5. We take the stress out of the process. My team is ready to answer any question you may have, at any step along the way.
Alerus Mortgage is an equal housing lender.
Alerus Mortgage was founded in 1995, as is formerly known as RMG / Residential Mortgage Group.