Harbour Law PLC has three attorneys who specialize in consumer Bankruptcy cases. The attorneys are Neil K. Winchester, James L. Pedigo, and Dana S. Power. All three attorneys are very experienced, well respected, and knowledgeable and give personal service to their clients.
The attorneys at Harbour Law PLC file Chapter 7 and Chapter 13 Bankruptcy cases for their clients. Chapter 7 cases allow individuals to discharge or eliminate many types of debts including credit cards, medical and hospital bills, pay day loans, unsecured loans, money owed on repossessions and many others. There are income and property limitations in Chapter 7.
Chapter 13 Bankruptcy cases are debt reorganization plans which are administered by the Bankruptcy Court. People often use this type of case to stop foreclosures of homes, repossession of vehicles, pay tax debts and when they don't qualify for Chapter 7. The Chapter 13 plans require monthly payments to the Court for 3-5 years and allow people to catch up their mortgage payments, pay off their car loans or taxes among many other things.
Both Bankruptcy Chapters come with protection against creditor collection efforts. Once a person has filed a Bankruptcy case, a Court Order prevents collection calls and letters, law suits , judgments, foreclosures, repossessions, garnishments and other attempts to collect on a debt.
The attorneys at Harbour Law PLC have handled thousands of these Bankruptcy cases during their careers. They have successfully saved houses from foreclosure, cars from repossession, pay checks and bank accounts from garnishment. The attorneys at Harbour Law help people obtain a fresh financial start.