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Reverse 4 Retirement.com

Reverse 4 Retirement.com


100 N Barranca Ave, Ste 700 West Covina CA United States 91791

Parking : Private Lot

About Business

A Reverse Mortgage, (800) 783-8076.
is a type of home loan that allows Seniors (age 62+) to convert a portion of their home equity into cash and NO MORTGAGE payment. The reverse mortgage is a Safe and FHA Insured loan for senior citizens who seek greater financial security. The cash generated can be used to meet medical expenses, make home improvements, or supplement social security.
Reverse mortgages are not traditional home equity loans because you are not required to repay until you no longer use the home as your main residence or unless you fail to meet the mortgage obligations. Also, with a typical home equity loan, you must be able to show sufficient income to debt ratio and continue to make monthly mortgage payments. The reverse mortgage, on the other hand, makes payments to you and your current income is factored only to be sure it is sufficient to pay your property taxes, home owners insurance, maintenance and any other obligations.
The Federal Housing Administration requires that homeowners be at least 62 years old, live in the home, and own their home outright or have a low mortgage balance that can be paid off with proceeds from the reverse loan. Eligible homes must be a single-family residence or a 1-4 unit home with one unit occupied by the borrower. Manufactured homes that meet FHA requirements and HUD-approved condo’s are also eligible.
Typically, the older you are and the more valuable your home, the higher the loan amount available to you.
Our experts at Reverse4Retirement.com can you help you determine if you meet the eligibility requirements for this type of loan. Our simple reverse mortgage calculation only needs four items: borrower name(s), date of birth(s), home address and existing loan balance(s) if any.
Contact Us
A reverse mortgage may be just what you need to feel financially secure at this stage in your life. To speak to a Reverse Mortgage loan advisor who can help you decide if a reverse mortgage is right for you, call today at (800) 783-8076.

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