Established in 2003.Transparent Mortgage was created as the fulfillment of our vision to build a mortgage company not from the ground up, but from the consumer up. After years of working with and for the biggest mortgage lenders and banks we saw what was really lacking in the mortgage industry, transparency to the consumer.Partnering with Specialty Home Loans, a mortgage broker serving California since 2006, we engineered the best of both worlds, a proven entity with the lending relationships and experience to deliver the best rates and the performance, while maintaining our desire to create a fresh approach to the business with an emphasis on transparency.
As a leading mortgage broker and mortgage lender in San Diego, we provide clear terms and exceptional service. One pre-approved, we pay for each appraisal up-front as a gesture of good faith and a sign of our commitment to the client. No surprises or increased fees at closing. Daily personalized status updates so you are always informed.
Specializing in both purchase and refinance mortgages, we are committed to finding the lowest rates and fees for our clients. We are "clearly on your side" and encourage you to contact us and see for yourself.