5. EveryHour Loan has become a household name in Ireland. With its fast and quick service, it has managed to grow across all section of borrowers including bad credit borrowers to no guarantor borrowers. One of the famous products they have is loan without guarantor or co-signer. That means when you take a loan from them they don’t ask someone to be your guarantor in case of non-repayment by you. Generally, they offer short term loans under this category.